The short version, in plain language.
Know Your Retirement Score is a free educational tool provided by Groei Group LLC, a marketing company. Groei Group LLC is not an insurance agency and does not sell insurance, annuities, or investment products, and does not provide financial, insurance, or legal advice. If you request a consultation, you may be contacted by one or more of our licensed insurance partners regarding retirement planning and insurance or annuity products.
Concretely, that means:
It isn't a substitute for sitting down with a licensed financial, tax, or legal professional who has your full picture. The score is an educational estimate: it doesn't guarantee accuracy, and unless you use the optional "Sharpen Your Score" step, it doesn't account for Social Security, pensions, or other income you may have. Our Terms of Use and Privacy Policy govern the tools on this site.
The score itself — the number, the four dimensions behind it, the real Census and BLS data — is computed by fixed, deterministic code, never by AI. An AI model writes the plain-language explanation on top of that real math, using only the numbers already computed; it never invents a figure and never names a specific financial product. See How the Score Works for the full breakdown, and the news page for how the weekly roundup is researched and reviewed.